Affinity Bancshares, Inc. is the holding company for Affinity Bank, National Association, which provides banking products and services in the United States. It offers deposit products such as savings accounts, checking accounts, certificates of deposit, and individual retirement accounts, along with the Kasasa rewards deposit program for checking accounts featuring interest rates or cash-back rewards. The company also provides commercial and industrial, commercial real estate, residential mortgage, construction and land, consumer, balloon, and adjustable-rate loans, and invests in U.S. treasury securities, government and agency securities, mortgage-backed securities, collateralized mortgage obligations, corporate and municipal bonds, certificates of deposit at other financial institutions, and federal and money market funds. It additionally operates FitnessBank, a virtual bank that accepts deposits and offers higher interest rates based on customers meeting certain fitness goals. Founded in 1928, the company is headquartered in Covington, Georgia.