Citizens Community Bancorp, Inc. is a bank holding company for Citizens Community Federal N.A., providing traditional community banking services to businesses, agricultural operators, and consumers in the United States, Wisconsin, Minnesota, and internationally. Its deposit products include demand deposits, savings and money market accounts, and certificates of deposit. Loan offerings include commercial real estate, commercial and industrial, agricultural real estate, agricultural operating, and consumer loans, as well as one-to-four family residential mortgages and home equity lines of credit. The company also holds an investment portfolio of mortgage-backed, asset-backed, U.S. Government sponsored agency, and corporate debt securities. Founded in 1938, it is based in Eau Claire, Wisconsin.