Amerant Bancorp Inc.

Amerant Bancorp Inc. announced the commencement of a registered public offering of senior notes due 2031. The notes will be unsecured and unsubordinated, ranking equally with the company's other existing and future unsecured and unsubordinated indebtedness and senior to all of its existing and future subordinated indebtedness. Amerant said it intends to use the net proceeds for general corporate purposes, which may include working capital, providing capital to support the organic growth of its wholly-owned bank subsidiary Amerant Bank, N.A., repaying outstanding indebtedness, and repurchasing shares of its Class A common stock under its stock repurchase program. Raymond James & Associates, Inc. will act as the sole book-running manager for the proposed offering, which is subject to market and other conditions, with no assurance as to whether or when it may be completed or as to its actual size or terms. The notes will be offered under an automatic shelf registration statement on Form S-3ASR, File No. 333-296741, filed with and automatically effective upon filing with the Securities and Exchange Commission on June 12, 2026.

Amerant Bancorp Inc. will release its second quarter 2026 financial results on Thursday, July 23, 2026, after the market closes. The results will be available on the company's investor relations website. A conference call to discuss the results will be held on Friday, July 24, 2026, at 9:00 AM ET, hosted by President and CEO Carlos Iafigliola and CFO Sharymar Calderón. Investors can access the call by dialing (866) 405-1245 or (215) 268-9857, or via a live webcast on the company's website. A replay of the webcast will be available for approximately one month.