F.N.B. Corporation is a bank and financial holding company that provides financial products and services mainly to consumers, corporations, governments, and small- to medium-sized businesses in the United States. It operates through three segments: Community Banking, Wealth Management, and Insurance. The Community Banking segment offers commercial and consumer banking services, including small business banking, investment real estate financing, business credit, capital market and equipment financing, deposit products, mortgage and consumer lending, and mobile and online banking. The Wealth Management segment provides personal and corporate fiduciary services such as administration of decedent and trust estates, securities brokerage, investment advisory services, mutual funds, and annuities, while the Insurance segment comprises commercial and personal insurance, reinsurance products, and mezzanine financing options for small- to medium-sized businesses. The company operates community banking branches in Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia, and was founded in 1864 with headquarters in Pittsburgh, Pennsylvania.
Old National Bank Q2 Revenue Rises 14.8% to $726.9 Million, Beats Estimates
Old National Bank reported second-quarter revenues of $726.9 million, up 14.8% year on year and 1.2% above analysts' expectations, though the quarter still brought a miss on net interest income estimates and only a narrow beat on EPS. Chairman and CEO Jim Ryan called the results a record quarter reflecting disciplined execution and the strength of the company's long-term growth strategy, but the stock is down 3.7% since reporting and trades at $25.21. Among the 94 regional bank stocks tracked, revenues as a group came in line with consensus estimates, and share prices on average are down 5.6% since the latest earnings results. OFG Bancorp posted the strongest quarter, with revenues of $190.3 million, up 4.4% year on year and 3.9% above expectations, sending its stock up 2.5% to $51.27. Banc of California had the weakest quarter, with revenues of $285.7 million, up 4.7% but 3.1% short of expectations, and its stock is down 16.6% at $17.66. S&T Bancorp reported revenues of $105.8 million, up 5.1% and 1.1% above estimates, with its stock flat at $49.11, while F.N.B. Corporation posted revenues of $465.8 million, up 5.6% but 0.7% below expectations, with its stock down 10.6% at $17.43.
BANC · Capital · Negative Banc of California had the weakest quarter, with revenue 3.1% short of expectations and its stock down 16.6%.
FNB · Capital · Negative F.N.B. Corporation posted revenue 0.7% below expectations, with its stock down 10.6%.
OFG · Capital · Positive OFG Bancorp posted the strongest quarter, with revenue 3.9% above expectations, sending its stock up 2.5%.
ONB · Capital · Neutral Old National Bank beat on revenue but missed net interest income estimates and only narrowly beat EPS, with the stock down 3.7%.
STBA · Capital · Neutral S&T Bancorp revenue rose 5.1% and beat estimates by 1.1%, but its stock was flat.
F.N.B. Corporation Expands Family Wealth Platform to Boost Fee Income
F.N.B. Corporation is expanding its F.N.B. Private Family Wealth platform with enhanced advisory capabilities for ultra-high-net-worth clients. The bank has added senior leadership, including Benjamin J. Ciocco as Director of Family Wealth and Fiduciary Services and Frank J. Aloi as Chief Market Strategist for Family Wealth. The expanded offering integrates investment management, estate planning, tax optimization, and fiduciary services, connecting clients to FNB's investment banking, private banking, mortgage, and insurance solutions. In the first half of 2026, FNB reported non-interest income of $188 million, up 5.1% year over year, and reaffirmed its full-year 2026 non-interest income outlook of $370 million to $390 million. The initiative aims to diversify revenue beyond net interest income and drive recurring fee income growth.
F.N.B. launches Private Family Wealth unit for ultra-high-net-worth clients
F.N.B. Corporation has launched F.N.B. Private Family Wealth, a new unit providing expanded wealth management services for ultra-high-net-worth clients. The unit will offer investment management, alternative assets, wealth preservation, intergenerational transfer, tax planning, succession matters, and advisory work through FNB's Investment Banking division, as well as access to private banking, mortgage, insurance, and digital banking tools. Benjamin Ciocco has been appointed director of family wealth and fiduciary services, and Frank Aloi has been named chief market strategist for family wealth. F.N.B. Corporation has total assets of $51 billion and operates more than 355 banking offices.
F.N.B. revises full-year net interest income guidance to $1.485B-$1.515B
F.N.B. Corporation has revised its full-year 2026 net interest income guidance to a range of $1.485 billion to $1.515 billion, down from the prior outlook of $1.495 billion to $1.535 billion. For the third quarter, net interest income is projected between $375 million and $385 million. The company also tightened its full-year noninterest expense guidance to $1.01 billion to $1.02 billion and lowered its provision range to $80 million to $95 million from $85 million to $105 million. Second quarter net income totaled $148.7 million, or $0.42 per share, with record revenue of $463 million driven by net interest income of $366 million and noninterest income of $97 million. Management cited a decline in one-month SOFR, a competitive deposit environment, and tighter loan spreads as factors behind the reduced net interest income outlook.
FNB · Capital · Negative F.N.B. lowered its full-year net interest income guidance due to declining SOFR, competitive deposits, and tighter loan spreads.
F.N.B. Lowers Full-Year Net Interest Income Outlook Despite Record Revenue
F.N.B. Corporation lowered its full-year net interest income guidance to a range of $1.485 billion to $1.515 billion, citing heightened deposit competition and the impact of short-term rate changes, even as it reported record second-quarter revenue. Total revenue reached $463 million, including net interest income of $366 million and non-interest income of $97 million, while earnings per share rose 17% from a year earlier to $0.42. Period-end loans grew at a 7.5% annualized rate to $35.8 billion, driven by commercial and industrial lending and consumer loans, and average total deposits increased at a 3% annualized pace. The company maintained its full-year guidance for mid-single-digit loan and deposit growth, with non-interest income expected between $370 million and $390 million and non-interest expense tightened to $1.01 billion to $1.02 billion. Asset quality improved, with delinquencies and nonperforming loans each declining three basis points from the prior quarter, and the provision guidance was lowered to $80 million to $95 million.
Netflix, Alcoa, and Five Others Report After-Hours Earnings on July 16
Seven companies are scheduled to report quarterly earnings after the market closes on July 16, 2026. Netflix is expected to post earnings per share of $0.79, a 9.72% increase from the same quarter last year, with a forward price-to-earnings ratio of 20.47. Alcoa's consensus forecast stands at $2.33 per share, a 497.44% surge year-over-year, though it missed estimates by 12.5% in the first quarter. F.N.B. Corporation is projected to earn $0.42 per share, up 16.67%, while Vista Energy's estimate of $3.15 represents a 472.73% jump. Independent Bank Corp. is expected to report $1.77 per share, a 41.60% increase, after a slight miss last quarter. Simmons First National Corporation's forecast is $0.53 per share, a 20.45% rise, and DBV Technologies is anticipated to narrow its loss to $0.12 per share, a 92.26% improvement.
AA · Capital · Neutral Alcoa is scheduled to report earnings; consensus shows a 497% YoY surge but it missed estimates last quarter.
DBV.PA · Capital · Neutral DBV Technologies is expected to narrow its loss to $0.12 per share, a 92.26% improvement, but the article only reports the forecast, not actual results.
FNB · Capital · Neutral F.N.B. Corporation is scheduled to report earnings; forecast is $0.42 per share, up 16.67%.
IBCP · Capital · Neutral Independent Bank Corp. is scheduled to report earnings; forecast is $1.77 per share, up 41.60%.
NFLX · Capital · Neutral Netflix is scheduled to report earnings; EPS expected $0.79, up 9.72% YoY.
SFNC · Capital · Neutral Simmons First National Corporation is scheduled to report earnings; forecast is $0.53 per share, up 20.45%.
Regional Bank M&A Volume Hits $15.1 Billion in First Half of 2026, a Seven-Year High
Merger-and-acquisition activity among U.S. regional banks reached $15.1 billion in the first six months of 2026, the highest level in seven years. Several large deals that were announced in 2025 closed early this year, including PNC Financial Services' merger with FirstBank, Pinnacle Financial Partners' merger with Synovus, Fifth Third's merger with Comerica, and Huntington Bancshares' acquisition of Cadence Bank. These transactions have expanded the acquirers' geographic footprints and deposit bases, and the favorable regulatory climate along with valuation disparities could fuel further consolidation. Potential takeover targets include KeyCorp and Eastern Bankshares, which have faced shareholder activist pressure, as well as lower-valued banks such as First Horizon, FNB Corporation, and Webster Financial.
HBAN · Capital · Positive Huntington Bancshares completed acquisition of Cadence Bank, expanding footprint and deposits.
PNC · Capital · Positive PNC Financial Services completed merger with FirstBank, expanding geographic footprint.
PNFP · Capital · Positive Pinnacle Financial Partners completed merger with Synovus, expanding footprint and deposits.
EBC · Capital · Positive Eastern Bankshares is mentioned as a potential takeover target due to shareholder activist pressure, which could lead to a premium buyout.
FHN · Capital · Positive First Horizon is listed as a lower-valued bank that could be a takeover target, potentially leading to acquisition premium.
FNB · Capital · Positive FNB Corporation is mentioned as a lower-valued bank that could be a takeover target, potentially leading to acquisition premium.
F.N.B. Corporation Schedules Second Quarter 2026 Earnings Report and Conference Call
F.N.B. Corporation announced it will release its second quarter 2026 financial results after the market close on Thursday, July 16, 2026. Chairman, President and CEO Vincent J. Delie, Jr., CFO Vincent J. Calabrese, Jr., and Chief Credit Officer Gary L. Guerrieri will host a conference call to discuss the results on Friday, July 17, 2026, at 8:30 AM ET. A live listen-only webcast will be available on the company's investor relations website, and participants can join the Q&A by dialing 844-802-2440 domestically or 412-317-5133 internationally, with pre-registration available online. Presentation slides and the earnings release will also be posted on the website, and a replay will be accessible after the call.
F.N.B. Corporation Q1 revenue rises 9.4% but misses estimates
F.N.B. Corporation reported first-quarter revenues of $453.4 million, a 9.4% increase year on year, but fell short of analysts' expectations by 0.7%. Earnings per share were in line with estimates, while net interest income slightly missed. Chairman, President and CEO Vincent J. Delie, Jr. noted that earnings increased 19% from the year-ago quarter to $0.38 per diluted common share, with pre-provision net revenue up 17%. The stock has risen 10.2% since the report and currently trades at $19.18. Among the 91 regional banks tracked, UMB Financial posted the strongest results with a 5.4% revenue beat, while BankUnited had the weakest quarter, missing revenue estimates by 5.1%.
United States